The 12th International Conference on Business, Economy, Management and Social Studies Towards Sustainable Economy (12th BEMSS) was held successfully on May 21, 2026, conducted virtually via Zoom (UTC+7, Jakarta Time). The conference was organized by Research Synergy Foundation.
BEMSS is an annual academic conference organized by the Research Synergy Foundation and supported by Research Synergy System, Reviewer Track, Research Synergy Institute, Research Synergy Press, Global Research Community, F1000Research. The conference aims to provide a vibrant forum to explore cutting-edge developments in the realms of Business, Economy, Management and Social Studies Towards Sustainable Economy.
The conference aims to provide a dynamic forum for the advancement of knowledge, strengthening global research collaboration, promoting cross-cultural academic exchange, and encouraging innovative, evidence-based solutions to address contemporary challenges in the digital and interconnected era.
The 12th BEMSS successfully gathered speakers, presenters, scientific reviewers, session chairs, and participants from more than from 15+ countries around the globe, such as Indonesia, Bangladesh, Cambodia, China, India, Iran, Malaysia, Oman, Pakistan, Philippines, Saudi Arabia, Sri Lanka, Taiwan, Thailand, Vietnam and many more.
In the session. With the list of presenters and research titles:
| Track Consumer Behaviour | ||
| Paper ID | Presenter | Paper Title |
| BMS26102 | Anna Bocar | Social Media Influence towards Buying Behaviour, and Decision-making: Student - Consumers' Perspective |
| Track Education | ||
| Paper ID | Presenter | Paper Title |
| BMS26110 | Rowena Ocier Sibayan | FLEX COMP: A Blended Learning Framework for Flexible, Competency Based Higher Education |
| Track Organizational Development | ||
| Paper ID | Presenter | Paper Title |
| BMS26107 | Ibrahim Al-Chalabi | Foreign Direct Investment and Financial Inclusion: A Dynamic Causal Analysis Using a Panel VAR Model |
| Track Community Development | ||
| Paper ID | Presenter | Paper Title |
| 476302 | Halgor Zaher | Measuring the Impact of Oil Price Volatility on the Primary Deficit Indicator in Iraq for the Period (2000–2024) |
| Track International Business | ||
| Paper ID | Presenter | Paper Title |
| 870920 | Hashem |
The Impact of Free Zones on Foreign Direct Investment (An Applied Study on a Sample of Developing Countries) |
| Track Human Resources Management | ||
| Paper ID | Presenter | Paper Title |
| BMS26103 | Hufza Iqbal | Toxic Leadership and Organizational Citizenship Behavior: The Mediating Role of Employee Silence in the Banking Sector of Pakistan |
Track Human Resources Management
Presenter: Hufza Iqbal
Paper Title: Toxic Leadership and Organizational Citizenship Behavior: The Mediating Role of Employee Silence in the Banking Sector of Pakistan
List of Questions:
- John Lloyd Desuyo: "Based on your findings inside these commercial banks, why does a leader's self-serving, promotional behavior trigger a much more severe withdrawal of voluntary teamwork from employees than direct abusive supervision?"
- Santi Rahmawati (RSF): "Can you highlight the different findings with the previous literature, not only in the context of Pakistan but also in the theoretical point of view. Thank you.."
- Usman Mohammed: "Q1. How does toxic leadership affect employee job satisfaction and organizational performance?"
Track Consumer Behaviour
Presenter: Anna Bocar
Paper Title: Social Media Influence towards Buying Behaviour, and Decision-making: Student - Consumers' Perspective
List of Questions:
- Loo Yew Liang: "why did you choose 6 point Likert scale to conduct the questionnaire. What is main reason to not choose 5-point/7-point instead. I would like to know."
- Ronald Germano: "What are the positive and negative effects of social media on students’ buying decisions?"
- Usman Mohammed: "Q1. To what extent does social media influence the buying decisions of students?"
- Moh. Andika Lawasi: "In your study, how do you distinguish between social media influence that only creates interest or desire and social media influence that actually leads to real purchasing decisions among student consumers?"
- Hufza Malik: "why you choose this sector and how this theory relate to your title?"
- Kyla Camille Baylon: "Did your study find whether social media influence leads to informed decision-making or more emotionally driven purchases?"
- Maria Antonnette Gulilat (via Research Synergy): "how will you measure buying behavior and decision-making?"
- Alexander Morados: "Is there difference between buying behavior between the ruralite and the urbanite/"
- Iram Ghaffar: "My question is what extent do students trust product recommendations on social media compared to traditional advertising?"
- Hufza Malik: "why you choose this sector which sampling technique you used and why"
Track Education
Presenter: Rowena Ocier Sibayan
Paper Title: FLEX COMP: A Blended Learning Framework for Flexible, Competency Based Higher Education
List of Questions:
- Ralph Navelino: "Considering the rapid integration of technology and the growing demand for learner-centered education, how can the FLEX COMP framework help higher education institutions redesign their curriculum in ways that promote flexibility, inclusivity, and authentic competency development without compromising institutional standards, faculty workload, and student accountability?"
- John emanuel Mejia: "in implementing a flexible and competency-based blended learning framework, how can institutions ensure that students still develop critical thinking, collaboration, and creativity, especially when learning becomes more individualized and technology-driven?"
- Ronald Germano: "How effective is the FLEX COMP framework in terms of accessibility, flexibility, student engagement, competency development; and academic performance?"
- Iram Ghaffar: "How does the FLEX COMP blended learning framework enhance flexibility and competency-based learning in higher education?"
- Maryam: "In what way does the flex comp model prepare students for future careers and lifelong learning?"
- Kyla Camille Baylon: "How does the framework maintain the quality and consistency of competency assessment in a flexible blended learning environment?"
- Hufza Malik: "what is novality in your research?"
- Alexander Morados: "Would you recommend this to areas where internet connectivity is a challenge?"
Track Organizational Development
Presenter: Ibrahim Al-Chalabi
Paper Title: Foreign Direct Investment and Financial Inclusion: A Dynamic Causal Analysis Using a Panel VAR Model
List of Questions:
- Usman Mohammed: "Q1.What is the relationship between foreign direct investment and financial inclusion in developing economies?"
- Maryam: "Why is financial well-being important for individuals?"
- Hufza Malik: "why you choose this topic ?"
- Kyla Camille Baylon: "Which aspect of financial inclusion is most affected by foreign direct investment?"
- Alexander Morados: "Can ypu recommend for a comparative study on financial inclusivity policies between a capitalist and a socialist society?"
- Dr. Rowena Ocier: "Does foreign direct investment truly expand financial inclusion for all groups, or does it mainly benefit certain sectors and leave vulnerable populations behind?"
- Hufza Malik: "how your study is unidirectional ? which software you used to test your hypothesis what is novality in your research ?"
- John Lloyd Desuyo: "From a policymaking standpoint, how can developing countries ensure that the increased credit availability generated by FDI stock is structurally channeled toward rural financial access and micro-borrowers, rather than just reinforcing urban credit concentration?"
We invite all participants to discuss or ask questions related to the material shared by the presenters in this forum. The presenter and the audience can continue the discussion in this forum. Enjoy the discussion, and see you at the upcoming conference at http://bit.ly/UpcomingConference-RSF
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